Built for startups and small businesses to help them earn more than 7%pa on idle cash with 100% safety and liquidity
Founders personally invest their own money in all the recommended instruments
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Most businesses do not realize how much money they are losing by keeping funds in current accounts and traditional FDs
Indian businesses are losing billions in opportunity costs by parking funds in traditional instruments
Traditional fixed deposits offer only 3-4% returns, when funds are parked for less than a year
Companies lose 6-7% annually on unutilized capital, impacting bottom-line growth
Most businesses do not have the time or team to make their money work smarter
We built MIV Treasury on two fundamental promises to startups and small businesses
Your money's security is non-negotiable. Every rupee is invested in SEBI-regulated, highly-rated instruments.
Startups need cash flexibility. Access your funds in T+1 day without penalties - because your business can't wait.
Built for Startups & Small Businesses: We understand you need both security and flexibility. Every decision we make prioritizes keeping your money safe while giving you instant access when you need your funds.
Join hundreds of businesses already optimizing their treasury management
Fully regulated and compliant with all SEBI guidelines for institutional investments
Dedicated relationship managers and 24/7 customer support for all your queries
No cost and time involved in onboarding and starting with us
Experienced professionals committed to helping startups and SMBs optimize their treasury
Founder
CA with 10+ years experience
Everything you need to know about safety, security, and how MIV Treasury works
Absolutely. We only invest in SEBI-regulated mutual funds, AIFs/PMS and government securities with AAA/AA+ ratings. Your funds are held in segregated accounts in your company's name with SEBI-registered custodians. We never have direct access to your money - it's always in regulated financial instruments under your ownership.
For liquid funds and government securities, redemptions are processed in T+1 business day. Corporate bonds may have slightly longer redemption periods depending on the instrument. AIF/PMS products have monthly/quarterly liquidity windows. You can withdraw any amount, anytime.
For liquid funds and corporate bonds, the minimum is ₹10 lakhs. AIF/PMS products require a minimum of ₹1 crore as per SEBI regulations. We've designed these thresholds to be accessible for growing startups and SMBs.
We are registered with SEBI and operate under strict regulatory oversight. All investments are made through SEBI-registered mutual funds, AIFs, and portfolio managers.
Your funds are completely safe. Since investments are held in your company's name with SEBI-registered custodians, they remain yours regardless of what happens to MIV Treasury. We are simply a technology platform and advisor - we never hold custody of your funds. You maintain direct ownership and can always access your investments through the fund houses.
Returns on debt instruments and liquid funds are not guaranteed but are based on prevailing interest rates and credit quality. Historical returns have been consistent within the stated ranges (7-12%). We have not seen any defaults and we carefully chose AIF/PMS/Mutual funds which we feel best for our clients from safety and liquidity point of view.
We are compesated by AMCs/AIFs. There are no charges, transaction fees, or exit loads that we charge from our clients.
Onboarding typically takes 2-3 business days. We need your company's KYC documents (PAN, incorporation certificate, board resolution, bank statements). Once verified, you can start investing immediately. Our team guides you through every step to make the process smooth and hassle-free.
Yes, complete transparency. Your dashboard shows exactly which funds and instruments your money is invested in, with daily NAV updates, performance tracking, and detailed portfolio composition. You can download statements anytime.
Absolutely! We specifically built this for startups and SMBs. If you have ₹10 lakhs or more in idle cash (from fundraising, revenue, or reserves), you should be earning better returns than a savings account. Our T+1 liquidity means you can access funds quickly when you need to pay salaries, vendors, or seize growth opportunities - while still earning strong returns in the meantime.
Our team is here to help. Schedule a call or send us a message.
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